财务管理专业英语问题1.Youareplanningtosaveforretirementoverthenext30years.Todothis,youwillinvest$700amonthinastockaccountand$300amonthinabondaccount.Thereturnofthestockaccountisexpectedtobe10per

Question

财务管理专业英语问题
 1. You are planning to save for retirement over the next 30 years. To do this, you will invest $700 a month in a stock account and $300 a month in a bond account. The return of the stock account is expected to be 10 percent, and the bond account will pay 6 percent. When you retire, you will combine your money into an account with an 8 percent return. How much can you withdraw each month from your account assuming a 25-year withdrawal period?2. What is the present value of an annuity of $5,000 per year, with the first cash flow received three years from today and the last one received 25 years form today? Use a discount rate of 8%.

 

Answer 1

1.你打算为退休储蓄,在未来30年.要做到这一点,你将投资700元一个月的股票账户和每月300元的债券账户.股票账户的回报率预计为10％,而债券账户将支付6％.当你退休时,你将你的钱合并为一个账户,8％的回报率.假设以25年为一个时间段,你能每个月从您的账户中取出多少钱?
2.年金5000,折现率8%,现金流量三年为基准一收,最后一笔是25年后收,试问现值是多少?