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请翻译这篇文章①WhenAnnAgentofPortland,Oregon,wasplanningtoattendachildren'sbookpublishingmeetinginTulsa,Oklahoma,shebookedherhotelroomoverthephonebydebitcard(银行借记卡).Sheandthreeworkmatesintended

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请翻译这篇文章
①When Ann Agent of Portland, Oregon, was planning to attend a children's book publishing meeting in Tulsa, Oklahoma, she booked her hotel room over the phone by debit card(银行借记卡).She and three workmates intended to split the bill and each pay the hotel directly at checkout time.
  ②Two days into the meeting, Agent's husband called from home to read her a letter from her bank: Her checking account was overdrawn, and she was being charged $35 a day in overdraft fees."I thought there had to be a mistake," Agent says."I keep close track of my account balance."
  ③It turns out when Agent reserved the room, the hotel "blocked," or held, enough money in Agent's account to cover the entire four nights' stay, plus various charges, amounting to $580.This blocked every available penny she had and caused her to overdraw.The charges weren't called off until Agent returned home the following Monday.
  ④Holds are common practice in the travel and hospitality industry(服务业).They're the merchant's way of ensuring you'll pay your bill.If you rent a car, the agency could block several thousand dollars to make sure you return the car.Some restaurants will place debit card holds for large parties, and a friendly bartender can put a hold on your card if you start a bill.The hold is usually removed within five business days, sometimes much sooner.
  ⑤Gas stations are ill-famed for holds.On a Friday morning in January 2005, Jessica Hathaway of Allentown, Pennsylvania, bought $22.29 of gas by debit.On Saturday, the 34-year-old single mother of three checked her bank balance and learned she was almost broke.Right before the gas station took Hathaway's account for the gas, it conducted a $75 block, which worried her all weekend before her bank released the hold the following Tuesday.
请别用机译,谢谢。
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①当Portland, Oregon 的Ann Agent,在参加一个在Tulsa, Oklahoma举行的儿童图书出版会议时,她和三个同事打电话,并通过用银行借记卡预订了她们的旅馆房间.她们打算在退房时间各自支付自己的房钱.
好吧...我继续翻译,楼上都太不负责了.
②会议开始2天后,Ann的丈夫从家打来电话读给她一封从银行寄来的信,信上说她的帐户上透支了,她还需缴纳35美元一天的透支费用.“我认为肯定出错了,“Ann说.“我一直很注意我帐户的余额(意思肯定还有钱的).”
③原来当Ann预订房间的时候,酒店就已经记了她们整整四晚的住宿,包括了各种费用的钱,数额高达580美元.这些占了她账户上所有的钱,直接使她透支了.这些钱一直没恢复直到她周一回家.
④续期是旅游和酒店行业常用的手段.他们用这方法来确保你一定得付款.如果你租一辆汽车,他们的代理会冻结你几千美元,确保你还车.一些餐厅还会在大型聚会的用借记卡续期,如果你开了一个账单,一个看似友好的酒保会给你的账单续期.续期通常是五个营业日内,有时还要更短.
⑤加油站在这方面更是恶名昭彰.2005年1月的一个星期五早上, Allentown, Pennsylvania的Jessica Hathaway用借记卡续期购买了22.29美元的汽油.星期六,这位有三个孩子的34岁的单身母亲检查自己的银行结余时得知她几乎破产.原来就在加油站给她记账时,它们冻结了她75美元,导致她担心了整个周末直到下个周二银行冻结恢复.
...好累,大体是这样的.