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英语翻译我国商业银行业务现状存在极大的问题,在经济全球化下,为了适应日益发展和变化的社会需求,就必须对其进行创新.本文首先指出了经济全球化下商业银行面临的挑战,然后对我国商

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英语翻译
我国商业银行业务现状存在极大的问题,在经济全球化下,为了适应日益发展和变化的社会需求,就必须对其进行创新.本文首先指出了经济全球化下商业银行面临的挑战,然后对我国商业银行的业务创新进行了分析,就其与西方国家的差距,总结出三大特点:品种少、规模小、收益低.针对这些问题,根据我国商业银行现状,从资产业务、负债业务两方面对银行业务创新的思路进行了简略分析.最后分别从发展客户经理和发展中间业务两方面来重点讨论了我国商业银行发展的突破口,并提出了几点建议.
关键词:商业银行,业务创新,资产业务,负债业务,中间业务
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China's commercial banks are facing the great problems in the economic globalization,To meet the growing and changing needs of the community,they would have to be innovated.This paper points out that the economic globalization commercial banks face challenges Then China's commercial banking business innovation was analyzed,with the gap between Western countries,summed up three characteristics :Variety small,small scale and low income.In light of these problems,according to China's commercial banks the status quo,from the business assets,liabilities operational aspects of the banking business innovative ideas for a brief analysis.Finally clients from the development of middle managers and business development to focus on two aspects of China's commercial banks for development,and made several suggestions.
关键词:commercial banks,business innovation and business assets,liabilities,business,intermediary business