关于金融投资、越详尽越好!最好是英文的解答哦TopicYouruncleisaskingyoutohelphimtowriteupaplanforhisretirement.Hehasthefollowinginformationsuppliedtoyou:1.Youruncleisnow48yearsoldandisinexcellenthea

Question

关于金融投资、越详尽越好!最好是英文的解答哦
Topic
Your uncle is asking you to help him to write up a plan for his retirement.He has the following information supplied to you:
1.Your uncle is now 48 years old and is in excellent health.
2.Your aunt is 43 years old and also is in excellent health.
3.They have a daughter who has just finished university.
4.Both your uncle and aunt plan to retire at the age of 65 but until now,neither one has any saving that is locked in for retirement.
5.Your uncle is working for an electronic company with a monthly salary CNY 9,000; your aunt is working too,at a department store as a sales supervisor with a monthly salary of CNY 5,000.Both expect that their salary will increase by 5% per year until they retire.
6.Since their daughter is financially independent,they plan to put in the balance of their salaries that are left over from the day-to-day livelihood spending towards a retirement plan.
7.Your uncle is not too keen to leave the money in a bank account because the interest rate is only 3% per year.He is asking you to help him to buy some investments,including both bonds and stocks,but must produce fixed income over the 3% range.
8.Your uncle and aunt expect that their monthly retirement spending will be around CNY 5,000 per month,in consideration to inflation.
Task
Please write up an investment plan for your uncle and aunt in specification of the following:
a.How much will he and his wife need when they reach the age of 65?
b.What kind of investment tool you will recommend to them,specify the details such as type of investment,how long should they keep the investment and what is the rate of return you are looking for?
c.How much do you recommend them to start saving or investing and when should they start doing that?
d.Show all calculations in details how you obtain the numbers.
e.State all assumptions about their situation.
Requirement
The assignment should be prepared in a report format that includes:
1.The title page with your name in Chinese and your student number.
2.Layout in specific the type of investment you recommend to your uncle.When to buy?How much to buy?And at what price level to buy?
3.Calculate the ultimate return of the investment portfolio at the age of 65 of your uncle and aunt.
4.Specify also,if there is any,in the portfolio which investments are meant to hold and which are held for short term interest.
5.State your reasons in details of your decision and action of buying and selling and the computation as support information.Write it in point form.

Answer 1

It is a bit hard! Excuse me for talking up, no one will help you.