英语翻译我国城镇职工基本医疗保险个人账户存在的问题及对策建议摘要我国城镇职工基本医疗保险制度已经运行10年有余,社会统筹与个人账户相结合的医疗保险模式也已深入人心.社会医

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英语翻译
我国城镇职工基本医疗保险个人账户存在的问题及对策建议
摘要 我国城镇职工基本医疗保险制度已经运行10年有余,社会统筹与个人账户相结合的医疗保险模式也已深入人心.社会医疗保险制度作为一种非常重要的社会保障安排,严重关系到广大人民群众的切身利益和我国医疗事业健康与持续的发展.医疗保险基金是医疗保险制度的物质基础,严重关系到国民是否可以接受基本且必要的医疗服务.如果社会医疗保险基金的运营出现严重的问题,参保者不但得不到基本的医疗服务,也很有可能因为看不起病而陷入生存的困境,不利于经济的发展与社会的进步.本文主要从个人账户部分来进行研究调查,通过文献研究和规范分析,发现了我国城镇职工基本医疗保险个人账户的费用控制和积累作用的发挥不够理想,现阶段应大力加强个人账户监管,严格规范个人账户的使用,加强城镇职工基本医疗保险的保障力度.

Answer 1

The existing problems and Countermeasures of personal account of China's basic medical insurance for urban employees
Abstract China's basic medical insurance system for urban employees has been running for more than 10 years,the medical insurance mode of combination of social pooling and individual account has win support among the people.Social medical insurance system is a very important social security arrangements,which is related to the vital interests of the masses and the career of our country medical treatment health and sustainable development.Medicalinsurance fund is the material base of the medical insurance system,which related to the national is a basic and necessary medical service.If the social medical insurance fund operation and serious problem,the insured does not have access to basic medical services,is also very likely because look down on disease into the predicament of existence,is not conducive to the development of economy and social progress.This article mainly from the personal account to conduct research,through analysis of the literature research and normative,found the use of personal accounts in the urban workers basic medical insurance expense control and accumulation effect is not ideal,at this stage should vigorously strengthen the personal account supervision,strictly regulate the use of personal accounts,strengthen the urban employee basic medical insurance efforts.