美国J1保险去哪儿卖？Minimuminsurancecoveragerequirements:Medicalbenefitsofatleast$50,000perperson,peraccidentorillnessRepatriationofremainsintheamountof$7,500Expensesassociatedwithmedicalevacuationoftheexchange

Question

美国 J1 保险 去哪儿卖？
Minimum insurance coverage requirements:
Medical benefits of at least $50,000 per person, per accident or illness
Repatriation of remains in the amount of $7,500
Expenses associated with medical evacuation of the exchange visitor to his or her home country in the amount of $10,000
Deductible not to exceed $500 per accident or illness
The policy must be backed by:
The full faith and credit of your home country government OR
The company providing the insurance must meet minimum rating requirements established by the US Department of
State (an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or above, a Standard
& Poor's Claims-paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of "B+" or above)
Health insurance may be available to you in the following ways:
Home country insurance coverage. The insurance policy must satisfy all minimum requirements described above.
Home country insurance coverage with supplementary US coverage
Full insurance coverage from a US insurance company

Answer 1

嗯，这个J1签证以及你的附属家人J2，保险是不可忽视的。
J1签证交流访问者健康保险的保障，必须为每个意外或疾病提供至少$50,000医疗福利。
如果受到严重的疾病或意外伤害时，医生劝告投保人必须被送回家时，由于医疗条件，保险的保障必须涵盖至$10,000为旅行费用。
如果J签证持有人在美国去世，保险必须赔偿至少$7,500，以把遗体送回死者的祖国以进行火葬/埋葬。
交流访问者医疗保险在涵盖预先的健康状况前，通常有一个等待期，（您买保险之前即有的健康问题），只要这等待期对保险业是合理的现行标准。
如果您决定使用您在祖国购买的保险，您必须确保您的保险受到您国家政府的承认及批准。否则，公司提供的保险，必须符合国务部最低评估要求（A.M. Best的评价“A-”或更好，Insurance Solvency International, Ltd. (ISI)的评级为“A-1”或更好，Standard & Poor's Claims-Paying Ability评级“A-”或更好，或Weiss Research, Inc.的评级“B+”或更高）。
其实，中国买和美国买都可以。建议从美国购买，就是投资相对高，可是真的会有医疗保障，要取决于你到美国多久。
国内的，也就是什么平安、泰康保险公司等等，也都有J1签证保险，都会说包括了意外伤害、住院医疗、24小时紧急救援等等，实际上实现起来还是有些难度的。
因此如果你选择国内的保险，那就是越经济越好。如果是国外的，那就是经济+实用吧。
还有就是日期上，在你入境日期的前2天开始，离境后的1天结束。