英语阅读.急求帮助.（一册2）Banksnormallyreceivemoneyfromtheircustomersintwodistinctforms:oncurrentaccount,andondepositaccount.Withacurrentaccount,acustomercanissuepersonalcheques.Nointerestispaidbythebank

Question

英语阅读.急求帮助.（一册2）
Banks normally receive money from their customers in two distinct forms: on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes (答应) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.
The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.
We can say that the primary function of a bank today is to act as an intermediary (中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being “liquid”, or of the ‘liquidity’ of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.
The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands.
6. On _____, the bank will pay interest.
A. the current account B. personal cheques C. the deposit account D. both the current and deposit account
7. The bank makes profits in the way that the interest borrowers pay the bank ____ any interest the bank pays depositors.
A. is always more than B. is the same as C. is sometimes higher than D. is sometimes lower than
8. The primary function of a bank today is _____.
A. to help depositors to make money B. to lend money to borrowers
C. to make a reservoir D. to act as intermediary between depositors and borrowers
9. The system that is built up by the acts of trust includes ________.
A. depositors and borrowers B. depositors, borrowers and bankers
C. depositors and bankers D. borrowers and bankers
10. The passage is mainly about __________.
A. how to make money B. how to make use of bank
C. some basic knowledge of banks D. trust system of banks

Answer 1

C
A
D
B
C