英语翻译The Johnson family is worried about their ability to pay college tuition for their daughter Chloe.Tuition rates are currently $9,500 per year at the state college and have been increasing at a rate of 7% annually.Chloe will begin college

Question

英语翻译
The Johnson family is worried about their ability to pay college tuition for their daughter Chloe.Tuition rates are currently $9,500 per year at the state college and have been increasing at a rate of 7% annually.Chloe will begin college in 7 years.The Johnson’s have $9,500 set aside now in a college plan that will earn 6% per year.They recently heard about a plan to pre-pay tuition at current rates,that is pay $9,500 per year of college.Should they pre-pay Chloe’s first year now or keep the money invested and pay the tuition 7 years from now?How much are they saving in FV terms with this decision?

Answer 1

Johnson一家担心能否为他们的女儿Chloe支付大学学费,州立学校现在的学费价格是每年9500美元,并以每年7%的速率增长.Chloe将在7年内上大学.Johnson一家现为大学预存9500美元,这些钱每年赚6%.最近他们听说了一个关于提前支付学费的方法,就是每年交9500美元.他们应该现在提前支付Chloe的第一年学费,还是从现在起存着这些钱投资然后交学费.就未来价值而言,他们做出这一决定能节省多少钱?FV=future value