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The Internet has led to a huge increase in credit-card(信用卡) fraud .Your card information could even be for sale in an illegal web site (非法网站).
Web sites offering cheap goods and services should be regarded with care.
On-line shoppers who enter their credit-card information may never receive the goods they thought they bought.The thieves then go shopping with your card number-or sell the information over the Internet.Computers hackers(黑客)have broken down security(安全)systems raising questions about the safety of cardholder information.Several months ago 25 000 customers of CD Universe an on-line music retailer(零售商) were not lucky.Their names addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157 828 to get back the information.
Credit-card firms are now fighting against on-line fraud.Mastercard is working on plans for Web-only credit card with a lower credit limit.The card could be used only for shopping on-line.However there are a few simple steps you can take to keep from being cheated.
Ask about your credit-card firm's on-line rules:Under British law cardholders have to pay the first US $78 of any fraudulent(欺骗性的)spending.
And shop only at secure sites; Send your credit-card information only if the Web site offers advanced secure system.
If the security is in place a letter will appear in the bottom right-hand corner of your screen.The Web site address may also start https://-the extra “s” stands for secure.If in doubt give your credit-card information over the telephone.
Keep your password(密码)safe:Most on-line sites require a user name and password before placing an order.Treat your passwords with care.