英语翻译Thisstudyconcentratesonlyoncommercialbanks,mostofwhicharepartofalargercompany,abankholdingcompany.Sometimes,morethanonecommercialbankbelongstothesamebankholdingcompany.Thesebanksarecalledsisterbanks.Ingen

Question

英语翻译
This study concentrates only on commercial banks,most of which are part of a larger company,a bank holding company.Sometimes,more than one commercial bank belongs to the same bank holding company.These banks are called sister banks.In general,sister banks tend to be managed as different branches of a single bank rather than as independent banks.In fact,until the mid-1980s,the creation of sister banks was partly a response to strict regulations on branching.In this sense,looking at sister banks as different banks can be somewhat misleading,even from the perspective of regulators,since sister banks are subject to cross-guarantee provisions by which one bank can be liable for its sister bank’s losses.However,only 30 percent of U.S.banks belong to multi-bank holding companies.Furthermore,the parent organization is subject to limited liability protection rules with respect to the losses in the bank.These rules make the nancial situation of the individual banks still important for regulatory purposes,to the extent that the losses associated with a bank’s failure may still be transferred to the insurance fund,even when the bank holding company does not go bankrupt.For these reasons,and since the data on commercial banks is readily available,it seems appropriate to focus on the population of commercial banks to identify the relevant major trends in the industry.
When possible,I will discuss the evolution of the industry from 1970 to the present.Boyd and Gertler (1993) reviewed the trends in U.S.commercial banking since the fties.My analysis complements theirs,as I extend the data period to include the last ten years (see also Carlson and Perli 2002).In some cases,data availability allows me to go back only to 1984 when the procedures used by banks to report information to the regulators (The Call Reports) were thoroughly revised.
The article is organized as follows.In Section 1,I provide a quick overview of the changes in the structure of the industry.In Section 2,I study the major trends in the balance sheet of all commercial banks,taken as a group.When informative,I divide the banks into four different groups,according to their size measured by total assets.In Section 3,I perform a similar analysis of the evolution of the income statement of banks.Finally,I reserve Section 4 for some conclusions.
请大侠们,翻译准确一点,因为要做为毕业论文外文翻译资料的,所以不能简单的用软件翻译!

Answer 1

这研究只专注于商业银行, 大部分哪一个是较大的公司的一部份, 一个银行控股公司. 有时,超过一个商业银行属于相同的银行控股公司. 这些银行是打电话给姊妹银行. 大体上, 姊妹银行倾向是处理同样地不同的部门一银行不...